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Disclaimers

• Payment Processing:
• Our "Meet or Beat" any payment processing fees guarantee offers clients standard rates of approx. 2.30% + $0.30 for the Pro Package and Interchange + 0.10% + $0.30 for the Elite and Enterprise Packages. Should a client provide evidence of a competitor offering a more favorable rate under comparable service conditions, Otterz commits to either match or surpass that rate, subject to case-by-case evaluation based on the specific business scenario. This guarantee requires verification of the competitor’s offer, ensuring a fair and accurate comparison, and Otterz reserves the right to determine the applicability of offers for this promise.
• All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. The CardConnect name and logo are owned by CardConnect Corp., a wholly-owned subsidiary of First Data Corporation. CardConnect is a registered ISO of Wells Fargo Bank, N.A., Concord, CA., and Synovus Bank, USA, Columbus, GA. The Clover name and logo are trademarks owned by Clover Network, Inc., a wholly-owned subsidiary of First Data Corporation, and registered or used in the U.S. and many foreign countries. 
• Tax: Tax accounting services are provided as part of our Elite and Enterprise Packages without additional charges, specifically covering tasks associated with tax filing preparation and submission. This inclusion aims to offer a comprehensive financial solution, simplifying our clients' tax-related processes. It is important to note that while tax filing fees are effectively reduced to $0 under these packages, clients remain responsible for any tax liabilities or obligations as determined by law. Clients should ensure that all financial information is complete and accurate before submission. This offer enhances the value of our Elite and Enterprise Packages by integrating essential tax accounting services, thereby facilitating potential savings on external tax preparation and filing expenses.
• Bookkeeping: The savings calculations presented are based on comparisons with general industry standards for bookkeeping services at the national level in the United States. For our most affordable package, a 50% savings is calculated against the average cost of part-time bookkeeping services, which ranges from $400 to $800 per month as reported by Freshbooks in 2023. The approximately 74% savings for our highest-priced package is derived by comparing it to the median annual pay of an in-house bookkeeper, $45,860 (translating to $3,821.67 per month), as reported by the U.S. Bureau of Labor Statistics in 2022, and does not factor in additional employment costs such as benefits.
• It's important to note that our services extend beyond basic bookkeeping to include Tax Accounting, Payment Processing, and access to our comprehensive web, Android, and iOS financial management platform, which incorporates Artificial Intelligence Technology. This platform provides analytics data, allows direct chat with a dedicated accountant, and starting in April, will offer access to Nyra, the world's first AI "Accountant". This comparison assumes basic bookkeeping services and may not directly correlate with the enhanced value and broader scope of services we provide.
• Savings are based on general market research and are not a guarantee for every individual scenario. Tailoring services to specific needs may affect pricing and, consequently, the savings percentage.
• By choosing our services, clients not only benefit from potential cost savings but also gain access to a suite of advanced services that enhance their financial management capabilities.